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FinTech · Investment Apps

Investment Mobile App Development Services in Ahmedabad

Raqbash offers investment mobile app development services in Ahmedabad for mutual fund distributors, SEBI-registered advisers and wealth platforms: an investor app for risk profiling, goals, SIPs and portfolio tracking, connected to exchange mutual fund platforms, and a workspace where your team serves clients.

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  • 4.9 rated in Ahmedabad on Google Reviews
  • In-house team in Ahmedabad
  • Last updated:
Years in business (since 2016)
10+
Clients across India
100+
Average client rating
4.9/5

Investment app at a glance

Platforms
Investor app for iOS and Android, plus a distributor or adviser workspace and an ops panel
Typical cost
₹12–40 lakh, depending on scope
Typical timeline
12–18 weeks (Investor app) to 5–8 months (Wealth platform)
Compliance & security
Built for AMFI distributor or SEBI adviser models, KRA KYC, scheme disclosure norms, DPDP Act 2023 practices
Tech stack
Flutter or React Native, Node.js, PostgreSQL, exchange MF platform APIs, Account Aggregator
Location
Ahmedabad, Gujarat, India. Serving clients across India and worldwide.

Overview

Investment App Development Company in Ahmedabad

An investment app helps people invest for the long term in mutual funds and similar products: a risk profile, goals, SIPs on AutoPay and one view of every holding. Raqbash builds investor apps and adviser workspaces for mutual fund distributors, SEBI-registered advisers and wealth platforms.

Your registration shapes the app. A distributor registered with AMFI offers regular plans and earns commission; a SEBI-registered adviser offers direct plans for a fee. Each follows different rules on advice. We fit screens, plan types and wording to yours, and show no projected or promised returns.

The app ecosystem

The Investment App Ecosystem We Build

Three apps, each limited to what your registration lets its user do.

  • Investor app

    For first-time and regular investors.

    • Finish KYC and a risk profile
    • Set goals and start SIPs
    • Track every holding in one place
    • Redeem, switch or pause a SIP
    • Download capital gains statements

  • Distributor or adviser workspace

    For MFDs, RIAs and relationship managers.

    • See each client's goals and holdings
    • Prepare a transaction for approval
    • Review risk profiles on schedule
    • Record suitability notes

  • Ops panel

    For back-office and compliance staff.

    • Track orders and NAV allotment
    • Reconcile exchange and RTA files
    • Handle failed mandates
    • Publish scheme documents

Key features

Key Features of an Investment App

Six features keep an investor's SIPs running for years instead of months.

  1. Risk profiling that stays on record

    A short questionnaire sets a risk category, with answers and version stored so suitability can be shown later.

  2. Goals tracked by money invested

    Goals measure contributions against a target. Any illustration uses an assumed rate your firm sets, clearly labelled.

  3. Scheme pages with the riskometer

    Category, riskometer level, plan type and scheme documents, from published data, without ranking any fund as best.

  4. SIP mandates set once

    UPI AutoPay or eNACH approved inside the app, with each instalment's debit and units visible.

  5. Every holding in one view

    External funds import from a consolidated account statement or, where your firm participates, through Account Aggregator.

  6. Order and NAV status

    Payment, exchange submission, applicable NAV and allotment for every purchase, so nobody calls to ask.

How it works

How an Investor Starts a SIP in Your App

Starting a SIP takes five steps, and the scheme's risk level is visible before any payment.

  1. Step 1

    Complete KYC

    KRA check, or fresh KYC with eSign.

  2. Step 2

    Answer the risk profile

    Six questions, stored with the result.

  3. Step 3

    Pick a goal

    Amount and year, set by the investor.

  4. Step 4

    Start a SIP

    Choose scheme and date, approve the mandate.

  5. Step 5

    Track holdings

    Units, statements and imported funds.

Security & compliance

Security & Compliance for Investment Apps

An investment app holds identity and holdings data for years, so access is limited, every change is logged and advice records stay intact.

  • Masked identity data

    PAN, bank and nominee details masked on screen and encrypted at rest.

  • Advice and approval records

    Risk profiles, suitability notes and transaction approvals stored in order, ready for audits.

  • Role-based workspace

    Distributors see only their mapped clients, and every view is logged.
  • Biometric login with device binding
  • Investor approval on every transaction
  • Certificate pinning on exchange and AA calls
  • Hosting in an Indian cloud region

Cost & timeline

Investment App Development Cost

An investment app for a distributor or adviser typically costs ₹12–20 lakh; a wealth platform with an adviser workspace and holdings import costs ₹22–40 lakh.

  • Most common starting point

    Investor app

    ₹12–20 lakh

    12–18 weeks

    A distributor or RIA offering mutual funds.

    • Investor app for iOS and Android
    • KYC, risk profile and goals
    • SIPs via an exchange MF platform
    • Ops panel

  • Wealth platform

    ₹22–40 lakh

    5–8 months

    Firms with advisers, RMs and several products.

    • Adviser workspace
    • External holdings import
    • Capital gains reports
    • Multi-product support

What moves the cost of an investment app

  • Registration model

    Distributor and adviser apps differ in plans, fees and screens.

  • Platform integration

    Each exchange platform or RTA API is separate work.

  • Holdings import

    CAS parsing and Account Aggregator each add testing.

  • Extra products

    Bonds, NPS or insurance bring their own flows.

Indicative ranges from Raqbash projects in Ahmedabad, excluding store fees, cloud usage and support. Not a quote. See Mobile app development cost in Ahmedabad for how the bands are built.

Technologies & integrations

Investment App Technologies & Integrations

The platforms below carry orders and data; the app makes them understandable.

Mobile

  • Flutter
  • React Native
  • Kotlin
  • Swift

Backend & cloud

  • Node.js
  • Python
  • PostgreSQL
  • AWS India region

Investment integrations

  • BSE StAR MF
  • NSE NMF II
  • RTA feeds
  • KRA KYC
  • Account Aggregator
  • UPI AutoPay and eNACH
  • DigiLocker

Why Raqbash

Why Wealth Firms Choose Raqbash

Wealth firms choose us because we have built advisory and finance products, and we never design returns into the pitch.

  • Advisory work behind us

    Our investment advisory portal work covers portfolios, risk profiling and adviser tools.

  • Finance apps on mobile

    Our personal finance app work covers goals and budgets, built in Flutter.

  • No return promises

    Copy, illustrations and push messages avoid projected or assured returns.

  • Gujarati when you need it

    Screens built for Gujarati and Hindi from the first layout.

Related work from our portfolio

How we deliver

How we build and launch your investment app

Investment projects follow our six steps, with your compliance officer reviewing every screen that mentions a scheme or a goal.

  1. Step 01

    Discover & Scope

    Written scope, screen list and fixed estimate

  2. Step 02

    UX & Clickable Prototype

    Clickable prototype you can test on a phone

  3. Step 03

    Agile Build (2-week sprints)

    A working build to install every sprint

  4. Step 04

    QA, Security & Real-Device Testing

    Test report across real Android and iOS devices

  5. Step 05

    App Store & Play Store Launch

    Live store listings under your developer accounts

  6. Step 06

    Support, Analytics & Growth

    Monthly crash, usage and release report

FAQ

Investment Mobile App Development Services in Ahmedabad: FAQs

Practical answers for teams planning an investment app.

Do we need to be an AMFI distributor or a SEBI adviser?

Yes, to transact for clients you need one of these. Distributors hold an AMFI registration and offer regular plans; SEBI-registered investment advisers offer direct plans for a fee. Rules on advice and fees differ, so the app's wording and plan types follow your registration. Your compliance officer confirms the model; Raqbash is neither.

Can the app place orders through BSE StAR MF or NSE NMF II?

Yes. Both exchange platforms offer APIs for purchases, SIPs, redemptions and switches, which we integrate using your own member or distributor credentials. Order, payment and allotment status then flow back into the app. Some firms also use RTA APIs for certain transactions, and we can combine both where your arrangements allow it.

Can investors import funds they bought elsewhere?

Yes, in two ways. The investor can upload a consolidated account statement, which the app parses into holdings. If your firm is a regulated financial information user on Account Aggregator, holdings can arrive by consent instead. Imported funds are shown for tracking until the investor chooses to transact through you.

Will the app show projected returns?

No projected or promised returns. Goal screens track money invested against a target. If you want an illustration, it uses an assumed rate your firm sets and says plainly that it is illustrative and not guaranteed. Past performance appears only as published scheme data with its required disclaimers, approved by your compliance officer.

How do SIP mandates work in the app?

The investor approves one mandate, through UPI AutoPay or eNACH, with a maximum amount and an end date. Each month the platform triggers the debit, and the app shows payment, NAV date and units allotted. If a debit fails, the investor gets a reminder and can pay that instalment once by UPI.

Can our relationship managers use the app too?

Yes, through the workspace. Managers see their mapped clients, goals and holdings, prepare transactions and send them to the investor for approval in the app. Every view and change is logged by person. What a manager may recommend depends on your registration, and the workspace is built to respect that boundary.

How much does an investment app cost and how long does it take?

Typically ₹12–20 lakh over 12–18 weeks for an investor app with KYC, risk profiling, goals and SIPs through an exchange mutual fund platform. A wealth platform with an adviser workspace, holdings import and several products usually costs ₹22–40 lakh over 5–8 months. You get a fixed quote after a free scoping call.

Start your investment app project with Raqbash

Share your registration model, the products you offer and the platforms you use. We will send a written scope and a fixed quote for investment mobile app development services in Ahmedabad.

Get a Free App Consultation+91 97730 66237WhatsApp us

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